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The Borrower shall duly pay all premiums for maintaining insurance that is such.

Appropriate of Set-off

The Borrower covenants that as well as any basic lien or comparable straight to that the Lender as a banker can be entitled for legal reasons, the lending company may whenever you want and without warning to your Borrower combine or combine all or some of the Borrower’s reports with any liabilities to your Lender and set off or move any amount or amounts standing towards the credit of anybody or maybe more of these records in or towards satisfaction regarding the Borrower’s liabilities to your Lender or just about any other respect whether such liabilities be actual or contingent, main or collateral and lots of or joint.

Further into the above and also by signing these conditions and terms, the Borrower covenants to settle the mortgage as so when due. The Borrower’s indebtedness from any money standing to the Borrower’s credit in any bank account and from any other financial assets they may be holding for the Borrower’s benefit in the event that the Borrower fails to repay the Loan as agreed, and the Loan becomes delinquent, the Bank shall have the right to report the delinquent Loan to the Central Bank of Nigeria (“CBN”) through the Credit Risk Management System (CRMS) or by any other means, and request the CBN to exercise its regulatory power to direct all banks and other financial institutions under its regulatory purview to set-off.

The Borrower covenants and warrants that the financial institution shall have energy to set-off the Borrower’s indebtedness under these stipulations is Loan from all such monies and funds standing to your Borrower’s credit/benefit in virtually any and all sorts of such reports or from virtually any economic assets of the Borrower as well as in the custody of any such bank and/or some other institution that is financial.

Legal and other Costs

The Borrower shall reimburse the financial institution for several reasonable away from pocket costs, expenses, and costs incurred by the Bank regarding the the planning, execution, enforcement and administration associated with regards to this offer, including not limited by Solicitors charges, Stamp Duties and Registration charges. Such fees and expenses shall in the eventuality of non-payment by the Borrower on need be included with the facility as well as other moneys owing underneath the regards to this offer and shall accordingly bear interest.

Insurance Coverage

The Borrower shall keep a credit life insurance coverage against lack of life and such other dangers while the Bank may from time to time consider necessary in a Insurance Company authorized because of the financial institution. The Bank’s interest as very very very first loss payee needs to be duly endorsed regarding the insurance plan.


All payments whether of principal, interest or else will be made clear and free of and without deduction of any fees, duties, fees, charges, deductions, withholdings, set-offs, counterclaims, limitations or conditions of every nature. Then the sum due from the Borrower in respect of such payment shall be increased to the extent necessary to ensure that after making of such deductions or withholding, the Bank receives a net equal to the sum which it would have received had no such deduction or withholding been required to be made if at any time, provision of the law or any taxing authority shall require the Borrower to make any such deduction or withholding from any such payment.

Auteur : groupeureka

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